Education Payment Know-How

Solutions purpose built for the education industry

TMS is a company built specifically to help students afford education while helping schools to prosper financially and operationally. 





About Us

Our sole focus is the education industry; our company has been built with the objective of helping students afford education® while helping schools prosper. We assist schools with meeting their goals financially and operationally.

We use more than 30 years of education experience to stay ahead of the trends and comply with industry related statutes to ensure you can, too. We innovate, grow and enhance our products to ensure we are the partner that meets your needs for every step of the tuition payment process and related functions.

We work tirelessly to help your campus reduce workload, simplify technology needs, create efficiencies in tuition related processes, and reduce overall costs for your campus while providing a high touch service experience for your students and families. 

Our services are purpose built for educational institutions and include SIS package integration, hosted technology solutions, billing services, student account presentment, payment acceptance, refund processing, and 1098-T presentment.



Our team of managers and professional development staff are highly trained, seasoned in the education industry, and ready to get the job done. 

With decades of industry related experience, we look forward to working with your campus to provide a unique set of products and services enhanced by integration and driven by voice of the customer. 


Carl J. Firlings, Jr.

Senior Vice President, Business Development

Learn more about Carl J.

Carl is responsible for our Higher Education National Sales team and, as a senior manager, is a member of our Management Operating Committee. Carl has over 23 years of direct experience managing successful relationships with colleges and universities. Carl holds responsibility in the management of sales and service to new and existing clients, with the critical role of overseeing successful deployment of new and enhanced products and services to Higher Education institutions.He is a graduate of the State University of New York at Oneonta.


Joe Meuse

Vice President, Channel Partner Management

Learn more about Joe

Joe currently leads the TMS Strategic Partners program and has previously held leadership roles in information technology and product management. He has 20 years experience designing and delivering innovative student financial services with a focus on order to cash processes, payment processing and payment plans. Joe holds a Bachelor of Science in Management Information Systems from U Mass Lowell.


Howard Polack

Product Strategy

Learn more about Howard

With a background of over 25 years of hands-on experience delivering innovative payment products in both entrepreneurial start-ups and at one of the nation’s largest and more innovative banks, Howard has built a strong foundation of payment know-how. He has played a key role in rolling out one of the nation’s first web-based cash management products. Most recently, Howard had served as a consultant and advisor to top payment companies and card networks in the world.


Mark Carney

Senior Vice President, Information Technology

Learn more about Mark

Mark is responsible for overseeing our Professional Services, Consumer Communication and Implementation Services Teams. As a Senior Vice President, Mark has over 15 years of experience within the areas of Technical Services, Development, Enterprise and Application Architect. Mark oversees our implementation and technical teams, ensuring critical deployment of products and technology to our member schools. Mark holds a BS from UMass Amherst and is a volunteer on the Board of Directors for the Westport Education Foundation.


Jodi Anderson

Director, Marketing and Communications

Learn more about Jodi

As the Marketing Director for TMS, Jodi oversees all marketing and communication efforts as it relates to both our B2B and B2C outreach. With 20 plus years of experience in both marketing and product management roles with more than 10 of those years here at TMS, Jodi guides her team as they engage partners schools to provide optimal communication support to their families and students, as well as managing the companies website, content library and communication programs online. Jodi holds a BS in Business Administration from Providence College.


Suzanne Reynolds

Vice President of Business Development

Learn more about Suzanne

Suzanne is responsible for the Client School Development and, as a senior manager serves on our Management Operating Committee. Suzanne has over 17 years experience working directly with Higher Education Institutions. Suzanne works collaboratively across the organization to ensure that the products and services TMS delivers to the marketplace support the goals and objectives of our client schools and meet the ever changing needs of the students and families they serve.


John Anthony Costa

Senior Vice President, Operations and Client Services

Learn more about John

John is responsible for overseeing our Call Center and Counseling Services, School Support Administration Services, Financial Account Management, Delivery Services and Corporate Training and Development Teams. John has over 15 years of education finance experience and has worked for over 25 years managing Telephony and Customer Service functions. John has multiple certifications for training, agent development, and customer service and telecommunication platforms.


Amy Stover

Vice President, Operations and Client Services

Learn more about Amy

Amy is responsible for overseeing the overall service TMS delivers to our valued school clients. She oversees the Implementation and Professional Services departments, as well as the school-facing Client Support Representative team. Her focus is on ensuring that TMS consistently provides professional, timely and accurate assistance to our schools, while advocating for them within the organization based upon that their feedback and priorities. Amy earned her Bachelors degree from the University of Rhode Island and her MBA in Organizational Leadership from Johnson and Wales University. 

Tuition Management Systems Announcements

Take a look at TMS in the community, including: 

  • Mentorship programs
  • Community involvement
  • Accolades & awards
  • And more...

Latest Announcements 

Accreditations & Certifications

Our professional accreditations and certifications ensure we adhere to meaningful and comprehensive training and certifications programs  as well as maintiain compliance to  important industry related security standards.


learn more

Strategic Partners

At TMS we work with partners who are experts in their fields to ensure we provide you with exemplary service for every aspect of our business.

Take a look at our parnters


learn more


TMS is affiliated with large number of professional organizations related to the education industry. Our affiliations with these companies help us to expand our knowledge across the industry and stay continuously connected to related content. 






TMS is interested in hiring talented, agile individuals to join our team of experts.